Winter weather can be tough on your home, especially when temperatures drop suddenly. One of the most common and costly cold‑weather problems is frozen pipes. When water freezes and expands inside your plumbing, it can cause pipes to crack or burst—leading to major water damage once they thaw.

The good news? A little preparation can go a long way in preventing frozen pipes and protecting your home from unexpected winter headaches.

Why Pipes Freeze

Pipes are most vulnerable in areas that lack insulation or heat, such as:

• Basements and crawl spaces
• Garages
• Attics
• Kitchen and bathroom cabinets
• Exterior walls

When temperatures drop below freezing, these pipes can quickly become blocked with ice—stopping the flow of water and increasing pressure inside the line.

Tips to Help Prevent Freezing Pipes

Here are some simple steps homeowners can take to reduce the risk:

• Insulate exposed pipes — Use pipe insulation or heat tape on pipes in unheated areas.
• Open cabinet doors — Let warm air circulate around kitchen and bathroom plumbing.
• Let faucets drip — A slow drip keeps water moving and reduces freezing risk.
• Keep your thermostat consistent — Even when you’re away, avoid dropping the temperature below 55°F.
• Seal cracks and gaps — Prevent cold air from entering around doors, windows, or foundation areas.
• Disconnect and drain outdoor hoses — This protects exterior faucets and connected pipes.

What to Do If Your Pipes Freeze

If you turn on your faucet and only a trickle comes out, you may be dealing with a frozen pipe. Don’t panic—here’s what to do:

• Keep the faucet open — Running water helps melt the ice inside the pipe.
• Apply heat safely — Use a hair dryer, space heater, or warm towels to thaw the pipe. Never use an open flame.
• Check for cracks or leaks — If you see water at any point, turn off your home’s water supply immediately.
• Call a professional — A licensed plumber can safely thaw the pipe and repair any damage.

After a Freeze: Why Protection Matters

Even a small pipe crack can release gallons of water in minutes once the ice melts. Having the right homeowners insurance can make a big difference if water damage occurs—but coverage varies depending on the situation.

If you'd like to review your policy or make sure you’re protected this winter, our team at Joe Conrad Insurance Agency is here to help keep your home safe and prepared.

Stay warm, stay safe, and give us a call if you need guidance on your winter coverage options!